Company

About Us

Ernst Information Services has been the leading authority on land recording requirements for nearly three decades. Through Web, XML, DLL and Custom Fee Engine technology we create solutions that improve how our clients process real estate transactions. Our Primary Goal is to assist our subscribers in meeting RESPA, CFPB and TRID compliance requirements. We provide complete, guaranteed third party Loan Estimate (LE) solutions that eliminate out-of-compliance Loan Estimates, reduce real estate recording rejections, and increase productivity; saving our clients time and money.

Over 10,000,000 documents are rejected by County Recorders creating over $500,000,000 in closing cost losses that are absorbed by the lending industry each year.

Our Solution:

Assisting our clients with RESPA, CFPB and TRID compliance by providing guaranteed Loan Estimate solutions for all third party vendor fees is our focus. We have created and maintain the most comprehensive central database of information related to recording in the United States. Our data and calculations include:

Who are our clients?

Ernst programs process an average of 150,000,000 real estate transactions or more each year.

Ernst information is used by clients that write over 95% of all US mortgages.

We service:

Why should you work with us?

Security in partnering with the leading Industry Experts:

Our solutions bring together the industry’s best to provide source solutions for all third party fees. Managing, updating and maintaining accurate third party vendor fees throughout the nation is OUR Business.

Currency and Accuracy are essential to Ernst’s success:

We verify and post an average of 9,000 changes to our Real Estate Recording Database each year. We calculate and Monitor fee changes to provide you with the most accurate products in the marketplace.

Speed, Scalability and Customization are essential elements to your process:

Since 2002 we have produced flexible solutions that seamlessly integrate with your processing systems and reside within your platform while performing transaction speeds of less than ¼ second.

Reduce your Processing Costs:

Internal costs for companies to manually obtain current and accurate third party Loan Estimate fees can run $100 or more per transaction. Average cost using Ernst can be as little as PENNIES PER TRANSACTION.

Reduce your Risk Exposure:

The Consumer Financial Protection Act enables large penalties for disclosure inaccuracies. These penalties are assessed per day rather than per infraction, and the violation doesn’t need to be “knowing” or “reckless” in order to merit a penalty. Examples:

Our Commitment as a Recognized Industry Leader since 1992:

At Ernst we strive to create long-term industry solutions. Our approach to the marketplace is unique. We actively partner with the public and the private sectors to deliver mutually beneficial solutions for all parties. We realize that in today’s rapidly changing business environment, the private sector is faced with costly new regulatory requirements while the public sector is challenged by limited staffing and decreasing budgets. Understanding how these challenges negatively impact all parties is essential to delivering effective solutions. Ernst is active in assisting with drafting legislation to help standardize recording and foster industry communication. We have chosen to take the lead as educators in order to promote efficiency for the whole real estate industry. As a result we are actively involved with many organizations, some of these include:

For more information about Ernst Publishing Co. and our services, contact our Client Services office at 1-800-345-3822 or by e-mail.